Texas · No State Income Tax · 2026

Odessa Salary Tax Calculator 2026

Calculate your exact take-home pay in Odessa, Texas. No state income tax means more of your salary stays with you.

$70,000 Avg. Odessa Salary
$0 TX State Income Tax
$4,840 Est. Monthly Take-Home

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Take-Home Pay

Odessa · 2026 Tax Year

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⭐ Texas has zero state income tax
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Enter your pay details to generate a personalized earnings statement.

  • Federal income tax (2026 brackets)
  • Social Security & Medicare
  • Pre-tax 401(k) & health insurance
  • Texas state income tax: $0.00

Salaries & Take-Home Pay in Odessa, Texas

Odessa is the blue-collar companion to Midland in the Permian Basin. Oilfield services workers, drilling crews, and equipment operators earn high wages, particularly during oil price upswings. Be aware that Permian Basin salaries can be cyclical.

The average salary in Odessa is approximately $70,000/year. Because Texas has no state income tax, Odessa workers keep significantly more of their paycheck than counterparts in high-tax states. On the average Odessa salary, a single filer owes an estimated $6,570 in federal income tax (9.4% effective rate) plus $4,340 Social Security and $1,015 Medicare — a combined total of ~$11,925.

This leaves an estimated annual take-home of $58,075 — approximately $4,840/month or $2,234 per bi-weekly paycheck (before optional 401k and health insurance deductions).

Typical Odessa Salary Breakdown (single filer, no extra deductions)

Gross Annual Salary $70,000
Federal Standard Deduction −$16,100
Federal Taxable Income $53,900
Federal Income Tax (9.4% effective) −$6,570
Social Security (6.2%) −$4,340
Medicare (1.45%) −$1,015
Texas State Income Tax $0.00 — None
Estimated Annual Take-Home $58,075

Industries & Employers in Odessa

Odessa's economy is driven by Oil & Gas, Energy Services, Construction, Healthcare. Major employers include Diamondback Energy, Halliburton, Schlumberger, Medical Center Health System. These industries shape both the overall compensation landscape and the types of benefits packages — 401(k) matching, employer health insurance, stock options — available to workers.

Oil & GasEnergy ServicesConstructionHealthcare

Cost of Living in Odessa

Odessa's cost of living is moderate — near the national average. Odessa's moderate cost of living, combined with Texas's zero state income tax, creates a favorable financial environment. A $58,075 take-home pay goes close to the national average in purchasing power while saving thousands versus high-tax states.

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Odessa Salary & Tax FAQ

What is the average salary in Odessa, Texas?
The average salary in Odessa is approximately $70,000 per year. The city's dominant industries — Oil & Gas, Energy Services, Construction, Healthcare — drive strong demand for skilled professionals. Major employers include Diamondback Energy, Halliburton, Schlumberger, Medical Center Health System. Odessa is the blue-collar companion to Midland in the Permian Basin. Oilfield services workers, drilling crews, and equipment operators earn high wages, particularly during oil price upswings. Be aware that Permian Basin salaries can be cyclical.
How much of a $70,000 salary goes to taxes in Odessa?
On a $70,000 annual salary in Odessa (single filer, standard deduction, no other deductions):
  • Federal income tax: $6,570 (9.4% effective rate)
  • Social Security (6.2%): $4,340
  • Medicare (1.45%): $1,015
  • Texas state income tax: $0.00 — Texas has no state income tax
Total taxes: ~$11,925. Estimated take-home: $58,075/year — about $4,840/month or $2,234 bi-weekly. Use the calculator above to model your exact situation.
Does Texas have a state income tax in 2026?
No. Texas is one of only nine US states with no state income tax — and Texas has never imposed one since statehood. Odessa residents only owe federal income tax, Social Security (6.2%), and Medicare (1.45%). There is no Texas withholding line on your paycheck.
What federal tax bracket do Odessa workers fall into at the average salary?
At $70,000, a single filer in Odessa has taxable income of $53,900 after the $16,100 standard deduction. This places you primarily in the 22% marginal bracket. However, your effective (average) federal rate is approximately 9.4% — much lower than 22% — because income in the lower brackets (10%, 12%) is taxed at those lower rates first. Only dollars above each threshold are taxed at the higher rate.
How does Odessa's cost of living affect my take-home pay?
Odessa's cost of living is moderate — near the national average. Odessa's moderate cost of living, combined with Texas's zero state income tax, creates a favorable financial environment. A $58,075 take-home pay goes close to the national average in purchasing power while saving thousands versus high-tax states.
What industries and employers pay the most in Odessa, TX?
Odessa's economy is anchored by Oil & Gas, Energy Services, Construction, Healthcare. Key employers include Diamondback Energy, Halliburton, Schlumberger, Medical Center Health System. The Oil & Gas sector tends to drive the highest compensation, particularly for engineers, project managers, and experienced professionals. Entry-level positions in support and administrative roles typically earn below the $70,000 average, while senior technical and management roles often exceed it significantly.
How can I reduce my taxes and increase take-home pay in Odessa?
Since Texas eliminates state income tax, focus on reducing federal taxable income:
  • Traditional 401(k) contributions — reduce federal taxable income dollar-for-dollar. At your 22% marginal bracket, every $1,000 contributed saves approximately $220 in federal taxes.
  • Pre-tax employer health insurance — reduces both federal income tax and Social Security + Medicare taxable wages, giving you savings on all three taxes.
  • Health Savings Account (HSA) — available with a high-deductible health plan; contributions reduce taxable income and grow tax-free when used for medical costs.
  • Dependent Care Account — many employers offer pre-tax childcare reimbursement accounts that reduce your taxable wages.
Use the calculator above to model 401(k) and health insurance contributions and see their impact on your Odessa take-home pay.

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