Texas · No State Income Tax · 2026

College Station Salary Tax Calculator 2026

Calculate your exact take-home pay in College Station, Texas. No state income tax means more of your salary stays with you.

$53,000 Avg. College Station Salary
$0 TX State Income Tax
$3,730 Est. Monthly Take-Home

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Take-Home Pay

College Station · 2026 Tax Year

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⭐ Texas has zero state income tax
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Enter your pay details to generate a personalized earnings statement.

  • Federal income tax (2026 brackets)
  • Social Security & Medicare
  • Pre-tax 401(k) & health insurance
  • Texas state income tax: $0.00

Salaries & Take-Home Pay in College Station, Texas

College Station is dominated by Texas A&M University, one of the largest universities in the US. The university drives strong demand for researchers, administrators, and technical staff, while a growing tech startup scene adds private-sector opportunities.

The average salary in College Station is approximately $53,000/year. Because Texas has no state income tax, College Station workers keep significantly more of their paycheck than counterparts in high-tax states. On the average College Station salary, a single filer owes an estimated $4,180 in federal income tax (7.9% effective rate) plus $3,286 Social Security and $769 Medicare — a combined total of ~$8,235.

This leaves an estimated annual take-home of $44,766 — approximately $3,730/month or $1,722 per bi-weekly paycheck (before optional 401k and health insurance deductions).

Typical College Station Salary Breakdown (single filer, no extra deductions)

Gross Annual Salary $53,000
Federal Standard Deduction −$16,100
Federal Taxable Income $36,900
Federal Income Tax (7.9% effective) −$4,180
Social Security (6.2%) −$3,286
Medicare (1.45%) −$769
Texas State Income Tax $0.00 — None
Estimated Annual Take-Home $44,766

Industries & Employers in College Station

College Station's economy is driven by Education, Technology, Research, Healthcare. Major employers include Texas A&M University, Texas A&M Health Science Center, St. Joseph Health, CVS Health. These industries shape both the overall compensation landscape and the types of benefits packages — 401(k) matching, employer health insurance, stock options — available to workers.

EducationTechnologyResearchHealthcare

Cost of Living in College Station

College Station's cost of living is low — below the national average. College Station's below-average cost of living means your $44,766 annual take-home goes further than in most US cities. Combine that with zero Texas state income tax, and residents keep significantly more of their earnings than in high-tax, high-cost alternatives.

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College Station Salary & Tax FAQ

What is the average salary in College Station, Texas?
The average salary in College Station is approximately $53,000 per year. The city's dominant industries — Education, Technology, Research, Healthcare — drive strong demand for skilled professionals. Major employers include Texas A&M University, Texas A&M Health Science Center, St. Joseph Health, CVS Health. College Station is dominated by Texas A&M University, one of the largest universities in the US. The university drives strong demand for researchers, administrators, and technical staff, while a growing tech startup scene adds private-sector opportunities.
How much of a $53,000 salary goes to taxes in College Station?
On a $53,000 annual salary in College Station (single filer, standard deduction, no other deductions):
  • Federal income tax: $4,180 (7.9% effective rate)
  • Social Security (6.2%): $3,286
  • Medicare (1.45%): $769
  • Texas state income tax: $0.00 — Texas has no state income tax
Total taxes: ~$8,235. Estimated take-home: $44,766/year — about $3,730/month or $1,722 bi-weekly. Use the calculator above to model your exact situation.
Does Texas have a state income tax in 2026?
No. Texas is one of only nine US states with no state income tax — and Texas has never imposed one since statehood. College Station residents only owe federal income tax, Social Security (6.2%), and Medicare (1.45%). There is no Texas withholding line on your paycheck.
What federal tax bracket do College Station workers fall into at the average salary?
At $53,000, a single filer in College Station has taxable income of $36,900 after the $16,100 standard deduction. This places you primarily in the 12% marginal bracket. However, your effective (average) federal rate is approximately 7.9% — much lower than 12% — because income in the lower brackets (10%, 12%) is taxed at those lower rates first. Only dollars above each threshold are taxed at the higher rate.
How does College Station's cost of living affect my take-home pay?
College Station's cost of living is low — below the national average. College Station's below-average cost of living means your $44,766 annual take-home goes further than in most US cities. Combine that with zero Texas state income tax, and residents keep significantly more of their earnings than in high-tax, high-cost alternatives.
What industries and employers pay the most in College Station, TX?
College Station's economy is anchored by Education, Technology, Research, Healthcare. Key employers include Texas A&M University, Texas A&M Health Science Center, St. Joseph Health, CVS Health. The Education sector tends to drive the highest compensation, particularly for engineers, project managers, and experienced professionals. Entry-level positions in support and administrative roles typically earn below the $53,000 average, while senior technical and management roles often exceed it significantly.
How can I reduce my taxes and increase take-home pay in College Station?
Since Texas eliminates state income tax, focus on reducing federal taxable income:
  • Traditional 401(k) contributions — reduce federal taxable income dollar-for-dollar. At your 12% marginal bracket, every $1,000 contributed saves approximately $120 in federal taxes.
  • Pre-tax employer health insurance — reduces both federal income tax and Social Security + Medicare taxable wages, giving you savings on all three taxes.
  • Health Savings Account (HSA) — available with a high-deductible health plan; contributions reduce taxable income and grow tax-free when used for medical costs.
  • Dependent Care Account — many employers offer pre-tax childcare reimbursement accounts that reduce your taxable wages.
Use the calculator above to model 401(k) and health insurance contributions and see their impact on your College Station take-home pay.

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